As I write this, I really feel exhausted and apprehensive about our household’s future. I concern I gained’t have the power to proceed bearing the load amid rising financial and work challenges, rising bills for the youngsters, and the rising hire in Ho Chi Minh Metropolis.
I’m 35, my spouse is 32, and now we have five- and two-year-old youngsters. My month-to-month wage is VND26 million (US$1,064), but it surely comes with strain. Our family bills embody VND5 million, VND4 million for our five-year-old son’s kindergarten, diapers, and meals for the household.
Nonetheless, my spouse manages our funds poorly, typically spending carelessly. She doesn’t admire my onerous work and lives with a day-to-day mindset, which places all of the strain on me. Although I don’t blame her for staying at dwelling to look after our younger little one, I’m dissatisfied that she doesn’t share the burden.
Each morning, I’ve on the spot noodles or leftover rice for breakfast earlier than dropping off our eldest in school and going to work. In the meantime, my spouse and the youngest sleep till 9 a.m., then they exit for breakfast at a café, the place my spouse additionally enjoys a cup of espresso. I’ve urged she might lower your expenses by getting ready breakfast at dwelling, however she ignores me.
She additionally carelessly leaves the air con, fan, and TV on all day, resulting in electrical payments over VND1 million some months. In her free time, my spouse is at all times on her telephone and prefers to make use of diapers for the youngsters all day as an alternative of potty coaching them. Our five-year-old nonetheless wears diapers to mattress. I’ve urged she discover one thing to do in her free time to earn cash, however she ignores that too.
I’ve additionally urged purchasing on the wholesale market to save cash because it’s shut by and affords meals that’s less expensive, however she prefers the grocery store the place issues are bought for increased costs, and at all times buys issues that we by no means use.
Given my spouse’s spending habits, my month-to-month wage fails to cowl our household’s bills, forcing me to generally borrow cash from family and friends.
I’ve advised my spouse that after the Tet Lunar New Yr vacation, she ought to begin working or we must always cut up the family bills, fearing what we’d do if I lose my job or get my wage lowered, however I truthfully don’t know the way issues will prove. There are various individuals on the planet who solely need to get pleasure from life on the expense of others like my spouse.
I’m exhausted by this life, and ideas of divorce steadily cross my thoughts. What steps ought to I take now?