I’m 28 years previous, and my husband is 33. We’ve got two kids, aged 5 and two, and I’m presently 5 months pregnant with our third little one.
My month-to-month earnings is round VND15-16 million, whereas my husband earns a set wage of VND35 million. He began incomes a further earnings of VND10-20 million a month not too long ago; nonetheless, it’s occasional, not on a month-to-month foundation.
I spend my whole wage on the household each month, together with paying for our two kids’s kindergarten charges, groceries, payments, and typically presents for each of our dad and mom. Unexpected bills all the time come up.
Generally, I purchase private objects for myself as nicely, since my being pregnant is progressing and a few garments now not match me. The identical goes for our kids: I’ve to purchase new garments for them each time a brand new season arrives. When my husband runs out of cash, I additionally give him some to cowl his private bills like commuting, cellphone payments, and consuming out.
We’ve got a debt of about VND900 million, which we borrowed after we constructed our home. We spend VND30-50 million a month on paying off this debt.
The issue is, I’ve no difficulty with my husband when he spends his cash on his hobbies, like shopping for decorative vegetation and koi fish for dwelling ornament. Nevertheless, he advised me that I spent an excessive amount of and our family’s bills have been too excessive.
He stated we have to reduce on sure bills as we’re nonetheless in debt and predict one other little one. He additionally criticized me for not contributing to the debt compensation. He even questioned whether or not I used to be making any investments as I used to be spending an excessive amount of.
I used to be stunned and aggrieved as a result of I detailed the whole lot I spend cash on to him, and he has all the time agreed with them. However now he says this, making me confused about whether or not I’m within the mistaken.
Do you suppose I spend an excessive amount of cash? What ought to I do?