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On the age of 55, I’m married with two daughters. My husband and I launched into a brand new chapter over 20 years in the past by transferring from Central Vietnam to Ho Chi Minh Metropolis. We step by step acquired a home and a modest piece of land within the outskirts of town. I bestowed our home upon my elder daughter when she was anticipating her first baby, who’s presently a 3rd grader. Conversely, my youthful daughter ventured out on her personal following her completion of grade 12.
My husband and I are working our enterprise from a rented store home which additionally doubles as our dwelling. Overseeing the funds falls beneath my duty, a activity my husband entrusts to me fully. It fills me with gratitude and a touch of delight that, at our age, our enterprise thrives and our youngsters are well-behaved. Each my in-laws and my household maintain me in excessive esteem and admiration.
My sibling’s current buy of one other home in Ho Chi Minh Metropolis impressed me to think about pausing our enterprise endeavors after a yr or two, probably coinciding with my youthful daughter’s marriage. The plan contains promoting our suburban land to assemble a modest residence within the countryside for my husband and me, whereas allocating the remaining funds for our retirement financial savings. This led to the conclusion that tightening our spending may very well be helpful.
Moreover, I’ve contemplated mortgaging our suburban land and looking for monetary help from my youthful daughter to accumulate a brand new dwelling, which might finally function a bequest to her. My proposition entailed retaining possession of the brand new property to keep away from potential points with my future son-in-law.
Given my shut relationship with my sibling, I sought their counsel to influence my youthful daughter into lending the cash, thereby assuaging the burden of financial institution curiosity. This technique additionally stems from the information that my youthful daughter has gathered modest financial savings. As she is presently single, she can be free from important familial monetary obligations.
Nonetheless, her denial of my request, stating she had invested her financial savings elsewhere, deeply disheartened me, because it highlighted a stark distinction in temperament to her sister’s. Her reticence in sharing and the aloofness she displays in direction of our members of the family might probably be attributed to her early independence, which could clarify her problem in adhering to my needs and recognizing the worth of my efforts, regardless that she nonetheless often visits for meals and ensures to current items to her sister’s kids throughout birthdays and holidays.
Reflecting on the connection between me and my youthful daughter, within the interval previous the Covid pandemic, I borrowed almost VND200 million from her to inject into my husband’s and my enterprise, promising month-to-month repayments of VND4-5 million with out curiosity.
Publish-pandemic, our enterprise noticed a brief stabilization. Nonetheless, a scenario arose the place my youthful daughter urgently required VND30 million, a request I couldn’t fulfill as a result of lack of quick funds. On the similar time, when my elder daughter advised me she wished to borrow VND50 million for an pressing enterprise want, I used to be keen to help her. Upon my youthful daughter’s consciousness of this incident, it led to a noticeable decline in communication between her and me.
Moreover, when my elder daughter encountered a big lack of almost VND900 million in her enterprise enterprise, I stepped in to clear the debt. My help prolonged additional as I helped along with her kids, acknowledging the challenges of younger motherhood. She reciprocates with obedience and openness.
Might these previous grievances be the rationale behind my youthful daughter’s reluctance to help? How can I bridge the hole and encourage her to reconnect with me extra brazenly?