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I stay with my spouse and our four-year-old child in Hanoi. There was a time period after I struggled financially, all began as a result of I purchased an condominium on installment earlier than getting married. Because it was removed from my office, I leased it out and rented one other home nearer to the place my spouse labored for comfort and used revenue from the lease to pay for our residing bills.
My month-to-month wage was thus used to pay the financial institution. My spouse was working for a state-owned establishment on the time, so she didn’t earn a lot and her wage was barely sufficient to cowl our household bills, leaving us struggling financially.
I then borrowed practically VND300 million (US$12,300) on account of monetary desperation to put money into foreign exchange and ended up dropping every thing, which I didn’t inform my spouse about. My spouse began an internet enterprise at across the identical time, and I helped her with deliveries to avoid wasting transport charges. I proposed that my spouse promote her dowry gold for funding functions, however she refused.
For nearly a 12 months, I had no cash to contribute financially and solely assisted her with deliveries for her on-line enterprise. I felt that my spouse didn’t look down on me however she was not glad with me both. There have been instances after I raised my voice and she or he stated I might don’t have anything to eat with out her. I began to really feel insulted.
Since then, I started to mistrust her and secretly borrowed one other VND40 million from buddies to begin over. By mid-2022, when the financial institution rates of interest have been excessive, I made sufficient cash to totally repay the condominium, avoiding additional curiosity. After the 2023 Tet Lunar New Yr, I managed to purchase one other home near the place we rented for practically VND4 billion, which was registered in each our names. I paid for the furnishings and different bills of the home by myself. Since then, I finished doing deliveries for my spouse.
I lately purchased a two-hectare piece of forest land within the Central Highlands in addition to invested in a number of different enterprise sectors. Nonetheless, I registered every thing in my title solely. I believe letting our newly bought home be registered in each my and my spouse’s names was sufficient, since she didn’t share my difficulties with me after I struggled, so I felt no obligation to share the belongings I earned together with her. If she had supported me and never insulted me verbally, I might not have acted this manner.
I presently give her all my wage to cowl family bills, however I don’t inform her the precise quantity I earn or my investments.
Do you suppose my determination to maintain my investments personal from my spouse is justified?